Alexander Pope is credited with the cliché "to err is human" and most of us have made an error in our check register at least once. Overdraft protection can eliminate the potential of bouncing an important check when you make an error.

Senior BofI offers two forms of overdraft protection:

· Overdraft line of credit
· Overdraft protection by linking accounts

Overdraft Line Of Credit
An overdraft line of credit is much like any line of credit. It allows you to obtain a number of loans without re-applying each time as long as the total of borrowed funds does not exceed the pre-established limit. If you overdraw your checking account, money is advanced to you to cover the check. Unlike many financial institutions, Senior BofI doesn't charge an extra fee to make the advance.

You can apply for an overdraft line of credit for your Senior BofI checking account(s) by printing out the form and mailing it or faxing it to us.

Overdraft Protection By Linking Accounts

You can also get overdraft protection by linking your savings or money market account(s) to one checking account. Then, if there's a shortfall in your checking account, money to cover the check will be automatically transferred from the link account to cover it.

Link your accounts for overdraft protection.

Of course, you can always transfer money between your accounts any time you like, and for free. Just log into your account and click on Transfer Funds.