It happens! Someone gives you a gift you simply don’t like. Maybe it doesn’t fit, or it’s the wrong color or is something you never ever will use. If you’ve got some gifts to return, keep these things in mind:

• The sooner you return it the better.
  
• If you’ve got a receipt, it will be easier, but you can return things to many stores without the receipt.
  
• You’ll probably get a store credit for the lowest sales price
  
• If it’s electronics, it’s best not to open the package – even then you may pay a restocking charge.
  
• Consider giving the gift to a charity instead of returning it.
  
• If all else fails, you may be able to sell it – ebay or your local craigslist are both likely sales places.

Whatever you do, enjoy the season.

Labels: gift return, gifts, senior banking, seniors, tips

If you haven’t finished your holiday shopping for the grandkids, AARP has a nifty list of high tech gear for kids that may fit.

They also have a similar list for adults.

But the article I like best for this season is the one they have called How To Create Custom Digital Gifts. There are some pretty good suggestions there that can be adapted by almost anyone with a computer.

Of course, the holidays aren’t all about gift giving and receiving. You may want to review 10 Tips for Holiday Fire Safety and/or 6 Tips for Safe Winter Driving.

Most of all, relax and enjoy the season.

Labels: gifts, safety, seniors