 |
|
Links
Archives
|
 Although we at Senior BofI are probably best known for providing outstanding online banking and checking accounts that pay interest, we do much more.We have a wide variety of bank accounts and we also offer services, such as bill pay and overdraft protection associated with many of those accounts. The easiest way to see all our services is on our Products and Services page. From there you can get the details you want with a single click. Of course, you can also contact us with any question in a variety of ways too. Labels: internet bank, online banking, senior banking  It doesn’t happen often, but once and awhile you may need to either receive funds by wire or send money by wire. And you can do either within the Wiring money is faster and safer than mailing a check – the money goes directly into the account of the person you’re sending it to, or comes directly into your account if you’re the recipient. You can get complete details at our Wire Instructions page. Labels: online banking, senior banking, wire money  The Money Market Savings Account offers a highly competitive rate, plus the liquidity, flexibility and accessibility of a checking account. You can open a Money Money Market Savings account with just $100.
The Following services and features are included:
Get all the information and open your own money market savings account now. Labels: money market, online banking, senior banking  You can save tons of time (one senior estimates she saves 80 hours a year) by automating your bill paying through your Senior BofI Checking account. It’s easy to set up – you add the billing information, select the date, enter the amount to be paid and you’re all set. Plus, it’s super easy to edit and change any details you need to change later on.Just think of it. You’ll save:
And you’ll know your bills will be paid on time even if you’re far from home. Get the details of automatic bill paying on our Bill Paying page and sign up today. Labels: online banking, online bill pay, senior interenet banking  A Money Market savings account with Senior BofI offers you considerable advantages over regular savings, including:
You can get complete information at our Money Market Savings page, and you can open your Money Market Savings right there. Labels: money market, online banking, senior savings, seniors  Getting regular checks direct deposited rather than via paper checks mailed to you is one way to help prevent identity theft. It’s also a way to be sure checks won’t be stolen from your mail box.But protection isn’t the only reason to go to direct deposit. The truth is, receiving your money by direct deposit is truly convenient. You know your money will arrive, safely, and on time – no matter what. You don’t have to go to the bank, and at Senior BofI you can quickly confirm your money has been deposited online. It’s easy to set up a direct deposit account – just go to our Direct Deposit page. Labels: direct deposit, online banking, senior banking  The U.S. Department of the Treasury and the Federal Reserve Banks are pushing those who receive regular checks from the government to have that money deposited directly as a way to help avoid identity theft according to an article in the March 2007 AARP Bulletin.The article explains that the Treasure Department found about 57,000 signatures were forged on government checks last year; there were almost no problems with direct deposit during the same period. In spite of evidence to the contrary, apparently about 40% of the folks who receive regular government checks are under the impression that paper checks are safer. Yet direct deposit almost entirely eliminates stolen checks and the subsequent risk of identity theft, and missed payments. You can get more information at GoDirect.org. Labels: direct deposit, online banking, seniors  Would a reverse mortgage make sense for you? It depends. Essentially, a reverse mortgage is a way to use the equity in your home for living expenses today and tomorrow, without making payments on the money you barrow. That’s because the money isn’t due until you die, move, or sell the home.Done properly, it can be an outstanding way to help fund your retirement. AARP offers an excellent overview of reverse mortgages, including eligibility and a calculator to help you determine how much money you might receive. Senior BofI offers reverse mortgages. You can get more information and contact us about them at our Reverse Mortgage page. Labels: online banking, reverse mortgage, senior banking, seniors  No matter how well you manage your money, you may make a mistake that, without overdraft protection, would result in a bounced check. Such protection can:
Senior BofI offers overdraft protection two ways:
It’s easy to set up. Get full information at our Overdraft page. Labels: online banking, overdraft protection, senior interenet banking 
It can be difficult to tell how well you manage your money compared to other folks. After all, the state of our finances is not something we discuss with just anyone. It’s an easy quiz with mostly true/false choices. When you’re done you’ll get a score that ranks you somewhere between “you could teach a class” and “what are you waiting for?” But the real reason to give it a try is, as you answer the questions, you’ll quickly see the areas you need improvement in. That’s backed up with a link that will give you information on a wide variety of personal financial issues. Labels: money management, online banking, quiz, seniors  Seniors in the 50-64 age group use online bill payment as much as those in the 25-49 age group according to a study reported on the AARP website. After age 65, the number drops off.Some are surprised to find baby boomers as comfortable with online payment as the younger generations, but it makes sense. Online bill payment is convenient and secure if reasonable cautions are used. AARP tells you how to be safe on line in an article called Get Net Safe - Stay Safe Online. Labels: onlilne bill pay, online banking, senors  If you’re 50 or older you can earn interest on your checking at Senior BofI. But earning interest isn’t the only advantage. Included with your checking account is:
Get all the information and open your checking account at Senior BofI today at our Senior checking page. Labels: internet banking, online banking, senior banking, senior checking 
You can get the information you need about our loan programs at our Labels: commercial real estate, home loans, loans, online banking, reverse mortgage, senior interenet banking  One of the advantages of a checking account with Senior BofI is you can pay your bills online. Why is this an advantage? There are lots of reasons, including:
It’s easy to set up and super easy to make changes, all from the comfort of your own computer. Get the details on our Bill Payment page. Labels: bill payment, onlilne bill pay, online banking, seniors  If you decide to help your grandchildren learn how to save their money, there will probably come a time when opening a savings account with them or for them only makes sense. Given how quickly children become familiar with the internet, opening an internet savings account for them can give them a way to watch their savings grow. Plus, you’ll be able to teach them about passwords and other internet security issues. Senior BofI offers a variety of savings accounts that can work for both you and your grandkids, including: You can get details and open savings accounts from our savings account page. Labels: internet banks, online banking, savings  Yes, Senior BofI offers a variety of credit cards through our parent, Bank of Internet, including:
Of course, you’ll get a debit or ATM card with your Senior BofI checking account. For details about our credit card offers, visit our credit card page, and feel free to contact us with any questions. Labels: credit cards, online banking, senior banking  A checking account with Senior BofI earns interest from the first day of your deposit. It’s compounded daily and the interest is paid monthly. As if that weren’t enough, checking with Senior BofI also gives you:
And, if you find yourself charged for ATM fees at other banks, we’ll reimburse you up to $8 a month. Get the details and open your Senior BofI Checking Account now. Labels: checking account, online banking, senior banking  Certificates of Deposit, also known as CDs, are a great way to save money. Since you are depositing a specific amount of money for a fixed period of time, the interest rate you earn is often higher than you’d earn in a regular savings account. Plus, you know in advance exactly how much you’ll earn – always assuming, of course, you don’t withdraw any of the principal prior to the term.Senior BofI offers a variety of CDs in amounts ranging from $1,000 to $100,000, all FDIC insured. You can open:
Terms on our CDs range from 6 months to 60 months. You can open a CD account from our Certificate of Deposit Page. Feel free to contact us with any questions. Labels: cds, certificate of deposit, online banking, senior banking  When you’ve got money in accounts that pay you interest its only natural to know what interest rate you’re earning. That’s easy to do at Senior BofI – all you have to do is check our Deposit Account Interest Rates page. But don’t drive yourself crazy. Although an increase or decrease in the rate your deposits are earning is interesting, the truth is the key to effective savings is regular deposits, regardless of the current rate. Remember, if you have any questions about any of your accounts, please contact us. Labels: interest rates, online banking, senior banking, seniors |
 |