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 Once in awhile, it makes better sense to wire money than to mail a check. You can wire money from your Senior BofI account or have money wired into it to or from anywhere in the The advantage of wiring money is that it’s send directly into a bank account making it both faster and safer than mailing a check. It's easy to to. Get all the information about wiring funds on our Wire Instructions page. Labels: internet banking, senior banking, wire money  Senior Corps was created in 1994 with legislation creating the Corporation for National and Community Service, bringing the full range of domestic community service programs under the umbrella of one central organization. There are three major programs:
You can find out more about Senior Corps and find volunteer opportunities in your communities at the Senior Corps website. Labels: senior corps, seniors, volunteer  Senior BofI knows you don’t always have access to the internet. That’s why we make it easy for you to conduct your banking business by telephone. All you have to do is call our toll-free number - (877) 351-BANK (2265) – and you can:
This service is available 24 hours a day, 7 days a week from any phone in the world. Get all the details at our Telephone Banking page. Labels: internet banking, senior banking, telephone banking  As more and more people pass their 50th birthdays, all sorts of services are springing up to serve this group. That includes job boards on the ‘net aimed at the 50+ crowd.AARP has a list of such job boards. Most require free registration in order to perform searches. Most also offer leads to part time work as well as full time work. Some are specialized like Dinosaur Exchange, which aims at helping retirees find employment in Labels: job boards, senior jobs, seniors  Alexander Pope said it, “to err is human…” which is why it only makes sense to protect yourself from overdrawing your Senior BofI checking account with overdraft protection. We offer two forms of overdraft protection:
It’s easy to set up overdraft protection. Get all the details on our Overdraft Protection page. Labels: internet banking, overdraft protection, senior banking  We all know in a general way that if we save energy we save money. The problem is figuring out just how to go about saving energy.The U.S. Department of Energy has put together a website designed to help you do just that. Called the Home Energy Saver, the site let’s you put in your zip code, and then enter information about your home. The site will then calculate your current energy use and make specific suggestions about what you can do to reduce the energy you use. It also gives rough estimates of how much money you’ll save. The Home Energy Saver site also has lots of other information, including faqs to help you determine how much energy specific appliances use, low and no-cost energy savings tips, and tips for renters. Labels: save energy, savings, seniors  There are two distinct advantages to receiving regular checks by direct deposit.The first is safety. When your check is deposited automatically into your Senior BofI account, you know it’s there. There is no chance that it will be lost in the mail or stolen from your mailbox. The second advantage is the convenience. Your money shows up in your account automatically. You don’t need to go to the bank or stand in line, or even find a stamp and envelope and mail it in. It’s easy to set up Direct Deposit at Senior BofI. You can get the form you need and all the information at our Direct Deposit page. And remember, you can always contact us with questions or concerns. Labels: direct deposit, senior banking  AARP has gathered several well known authors, including Kirk Douglas, Donald Trump, Kareem Abdul-Jabbar, Suze Orman, and others who put together a list of 50 Things You Need to Know by 50. Ranging from plain silly to darn good ideas, this list of 50 things gives both insight and, in some cases a good laugh. Consider, for example, 19. Law of Host Gifts by Masaharu Morimoto who tells us that “The $25 wine won't impress them any more than the $10 wine.” Or 23. What to Do if You Get a Letter From the IRS, by Henry Bloch, cofounder of H&R Block, which gives sage advice. It’s a fun, practical and printable guide. Labels: senior living, seniors  Did you know you can earn interest on the funds in your checking account? You can if your checking account is at Senior BofI. And, if you’re 50 years old or older, you can open your checking account with as little as $50.Your Senior BofI checking account will earn interest from the day the funds are deposited; the interest is compounded daily and paid monthly. But that’s not all. Your Senior BofI checking account also includes:
Get all the details and open your new checking account to day at our Senior Checking page. Labels: interest checking, internet banking, senior checking  LaRonda, who blogs at The Ear of My Heart has a great article on Age Related Hearing Loss. She quotes the National Council on Aging saying “More than nine million Americans over the age of 65 have a hearing loss. About three out of five older Americans with hearing loss don’t use hearing aids.”Then she explores why so many seniors are reluctant to use hearing aids. It turns out there are way more reasons than you might suspect. Some, of course, are specious, but many turn out to be legitimate. You’ll come away with a better understanding of the problem and some great ways to approach it. Labels: hearing aid, hearing loss, seniors  A reverse mortgage allows seniors to use the equity in their homes to create cash for various reasons, including supplementing social security or other retirement income.The U.S. Department of Housing and Urban Development (HUD) has an article called the Top Ten Things to Know if You're Interested in a Reverse Mortgage. AARP also offers lots of information, including Exploring Reverse Mortgages: A Consumers' Guide. Senior BofI offers reverse mortgages. You can get more information about them at our Reverse Mortgage page and, as always, don’t hesitate to contact us with questions. Labels: reverse mortgage, senior banking  Retirement isn’t always about golf, travel and kicking back. Seniors often find they want to continue to earn money and self-employment offers some unique opportunities.For example, you might want to turn your expertise into some sort of consulting, or you might want to turn a hobby into a business. In these, and in many other situations you’re working for yourself.
Self-employment has a whole different set of laws to consider than working for someone else. AARP has an article called Self-Employment Laws that gives you a great overview of what’s involved. Labels: self-employment, seniors  Knowing how much interest you’ll actually earn is one of the advantages to Certificates of Deposit at Senior BofI. With a CD you deposit a specific amount of money for a specific length of time; the interest is fixed, rather than variable.At Senior BofI you can open CDs for as little as $1,000 or as much as $100,000 and for terms up to 60 months. We also offer a variety of Certificates of Deposit, including individual, joint, trust and CDs for non-profits. Get all the details on our Certificate of Deposit page and remember, you can contact us with any questions you might have. Labels: certificate of deposit, internet banking, senior banking  The possibility of slowing or even reversing Alzheimer’s is getting more real according to an article called Closing In on Alzheimer’s at the AARP.com website. There are at least four dozen drugs aimed in this direction in the pipeline according to the article and the odds are one or more will actually work.The potential breakthroughs are the result of years of research and a growing understanding of how Alzheimer’s actually affects the brain. In addition to the article, the page contains many helpful links about the disease. Labels: Alzheimer’s, senior health, seniors  Although we at Senior BofI are probably best known for providing outstanding online banking and checking accounts that pay interest, we do much more.We have a wide variety of bank accounts and we also offer services, such as bill pay and overdraft protection associated with many of those accounts. The easiest way to see all our services is on our Products and Services page. From there you can get the details you want with a single click. Of course, you can also contact us with any question in a variety of ways too. Labels: internet bank, online banking, senior banking  Identity theft is often in the news and ordering a free credit report can help you spot and stop potential problems according to an article by Sharon OBrien, Guide to About.com’s Senior Living.Titled Use Free Credit Reports to Manage Your Money and Avoid Identity Theft, Sharon spells out exactly how to get your free credit reports and how to use them to spot identity theft and other problems. PrivacyRights.org also has some excellent information on preventing identity theft. Labels: credit repors, prevent identity theft, seniors  Our Contact Page gives you more than just ways to get in touch with us. There you’ll also find:
We’re happy to answer your questions before you open an account or after. Labels: internet banks, onlilne banking, senior banking  If you’re planning on flying, be aware that airlines are getting even stricter about how much baggage you can take without paying extra. According to an article in the AARP Bulletin called The Price of Overpacking, most airlines allow you one carryon bag and two checked bags – anything more and you’ll probably be charged extra.Those fees for extra luggage can mount up in a hurry – anywhere from $50 to $100 per bag, depending on its weight. Even if you’re willing to pay, there are limitations on the size of the bag you’ll be allowed to check. The article gives you a clear overview of the limits and charges, but check with your airline to be sure about the details. Labels: airline baggage, senior travel, travel  Senior BofI offers interest on checking accounts as well as on savings accounts. It’s easy to find out exactly what interest rates you’ll receive. Just to our Interest Rate page.There you’ll find an easy to read chart that gives you the current rates for checking accounts, regular savings accounts, personal certificates of deposit and money market savings accounts. As always, if you have any questions about our interest rates or any of our other services, contact us. Labels: interest rates, senior banking  Improving your gasoline mileage only makes sense, particularly since it’s fairly easy to do. The website, www.fuelecononmy.com is dedicated to helping all of us get better mileage. Among their tips are: Each link leads to more detailed information, including estimates about how much each idea will save you. Labels: gas mileage, save money, seniors  Here at Senior BofI we know there’s more to life than banking. That’s why we’ve put together our web-based Community Center.Here’s you’ll find links to blogs, resources of interest to seniors and even some shopping sites we think you’ll enjoy. Take a look, and come back often. We make additions regularly.  No matter where you are on the political spectrum, you can make your views known by contacting your Senators and Representatives. It’s easy to find phone number for both local and national offices, as well as email addresses and snail mail addresses. These two websites make it easy:Yes, there are toll-free numbers, but they change often. Your best bet is to Google for them. Try Senate toll-free number and House of Representative toll-free number and you’re likely to find one that works.  Certificates of Deposit allow you to save money for a specific amount of time and know exactly how much interest you’ll earn assuming you don’t withdraw the money before the specified amount of time. From Sharon OBrien, About.com’s Guide to Senior Living has a great article outlining the benefits of a pass called Get a Lifetime Senior Pass to U.S. National Parks. And if you’re 62 or older, the lifetime pass costs a mere $10.00.
The USGS details the application process at ABOUT THE SENIOR PASS. Labels: national parks, seniors, travel  We offer an amazing number of options at Senior Bank of Internet. Everything from checking accounts that pay you interest to direct deposit and online bill paying. In fact we offer so many options, ways to contact us and benefits from having accounts with us it can get confusing. That’s why we put together a Feature Comparison Chart. Here you can quickly see exactly what we offer. Of course, if you have any questions at all, please contact us.  The web can be a valuable resource or a confusing mess. There’s lots of good information out there for seniors, and lots that is of questionable value.One good resource is Senior Citizens' Resources which is part of USA.gov. There you will find a series of links ranging in topics from Consumer Protection for Seniors, through End-of-Life Issues and on to Travel and Recreation for Seniors. Updated frequently, you can also subscribe to receive email notices when the page is updated or new information is added. Labels: senior citizens, seniors, web links  It doesn’t happen often, but once and awhile you may need to either receive funds by wire or send money by wire. And you can do either within the Wiring money is faster and safer than mailing a check – the money goes directly into the account of the person you’re sending it to, or comes directly into your account if you’re the recipient. You can get complete details at our Wire Instructions page. Labels: online banking, senior banking, wire money  Sharon OBrien, About.com’s Guide to Senior Living has an interesting article on exactly how the senior population is growing. It’s called Fun Facts About the Senior Population: Demographics.Included are such figures as:
If you want more in depth information, the U.S. Census Bureau offers information on senior demographics. Labels: demographics, seniors  Here at Senior BofI we know that you don’t always have access to the internet. That’s why we’ve made it possible to do your banking by telephone.Banking by phone is perfect if you’re away from home or in some other situation where you don’t have the ability to go online. Labels: bank by phone, internet banking, seniors  The Internet has become, for many people, familiar territory. We zip from website to website with ease. We communicate with friends, family and business associates via email and instant messaging. We buy things online. We may even participate in social networks.We’ve become so familiar with the ‘net we may forget there are real security issues. But there are ways to be safe online. The resources will help:
Take some time to review how you use the internet and be sure you’re safe. Labels: internet safety, online safety, seniors  The Money Market Savings Account offers a highly competitive rate, plus the liquidity, flexibility and accessibility of a checking account. You can open a Money Money Market Savings account with just $100.
The Following services and features are included:
Get all the information and open your own money market savings account now. Labels: money market, online banking, senior banking  Love the theater? How about acting? Did you know that senior theatre is, well, almost a movement, according to Bonnie L. Vorenberg in an article called Senior Theater Groups Offer Self-Expression and Socializing at About.com’s Senior Living.According to Vorenberg, there are over 500 senior theatre groups around the country, and the trend shows every sign of continuing to grow. She cites ArtAge Publications, The Senior Theatre Resource Center as a good resource for seniors wanting to get involved. The site has a free newsletter, notices of workshops and much more. Labels: senior theater, seniors, theatre  One of our customers estimates she saves 80 hours each year by using automatic bill paying from her Senior BofI checking account. There’s no doubt that bill pay is convenient, efficient and easy.And it’s easy to set up. Just visit our Bill Pay page for details. Once you’ve started paying your bills automatically, you’ll save on checks, stamps, envelopes and the general hassle associated with getting those bills paid. And you'll know your bills will be paid on time, even if you're on vacation or out of town on business. Labels: bill payment, online bill pay, pay bills, seniors  The origins of Mother’s Day are a bit obscure. It may have originally emerged from the ancient Greek’s Mother worship.The These days the celebration is seen as a way to acknowledge and thank mothers everywhere, although there are some who want to return it to its original purpose. According to the National Restaurant Association, Mother’s Day is the single most popular date to eat out. How will you celebrate Mother’s Day? Labels: mother's day, seniors  Senior BofI offers a selection of savings accounts. You can open:
Each account earns interest, but that’s not all. You also get:
You can get all the details at our Savings Page and open your account today. Labels: internet banking, senior banking, senior savings  Most of us use Google’s basic search function. Often we find what we’re looking for, which is pretty amazing considering the size of the web. Sometimes it seems as if there’s no way to find something.But there’s more to Google. Check out Google Search Help Features. At the moment it has 28 additional ways you can use Google, each with its own link to detailed information. And that list keeps growing. For example, Book Search let’s you search the text of many books. You can use Google to find out about currency conversion rates. Google will give you news headlines and you can determine exactly the sources you want to see. And if you’ve got your own website you can find out who links to you.  If you receive checks regularly it only makes sense to have the deposited directly into one of your Senior BofI Accounts. Direct deposit is safe. You don’t have to worry about a check getting lost in the mail. It’s convenient. You don’t have to make time to go to the bank. You can have money deposited into your Senior BofI checking, savings, or money market account. Once you set up direct deposit you can be sure your money will arrive in your account on time, with no hassle. And it’s easy to set up direct deposit. Just go to our Direct Deposit Page. Labels: direct deposit, internet banking, senior banking  Those who are lucky enough to have grandkids are fortunate indeed. Being a great grand parent isn’t hard, but there are some tricks according to an article called 7 Ways To Become Your Grandchild’s Biggest Fan! Many of article author Katrina Hayday Wester suggestions are common sense. Two are particularly relevant:
The article is definitely worth a read. Labels: grandparents, seniors  Even if you’re really good at balancing your checkbook, it’s possible, even likely, to make an error once and awhile – a mistake that can result in a bounced check.With a line of credit, funds are advanced to your checking account on an as needed basis and there’s no additional fee charged for advancing funds. With a link from another account, money is transferred into your checking account from your savings or money market account should the need arise. Get all the information you need and set up overdraft protection today from our Overdraft Protection Page. Labels: overdraft protection, senior banking  With spring comes gardening for many. All indications are that gardening is good for us. Of course, there’s the exercise angle… a bit of planting or weeding is good for us physically. There are an abundant number of sources of gardening information on the web, including: Of course, you can always type in the name of a particular plant or gardening type into Google and get information to.  Senior BofI checking accounts are not only convenient, they will earn you interest on the money you have on deposit. The interest is compounded daily from your first day and paid monthly. There is no monthly fee and no minimum balance required. If that weren’t enough, our checking accounts also offer:
You can get all the details and open your Senior BofI checking account from our Senior Checking page. Labels: senior banking, senior checking  Referring to a 1983 Harvard study of Transcendental Meditation, NRTA, an educational arm of AARP, explains meditation may be of real benefit for seniors in an article called Staying Sharp: Meditation - Not Just for Yogis.The article describes some of the potential benefits and explains that meditation doesn’t have to be associated with any particular spiritual path. Indeed, it can be practiced by anyone, and simple directions are included. In a sidebar, there are links taking you to additional resources. Labels: senior health, seniors  CDs, meaning certificates of deposit, are a great way to save money. They pay a set rate of interest on funds left on deposit for a specific length of time. So you know exactly how much you’re earning.Interest on Senior BofI CDs is compounded daily and paid monthly. The interest can be paid to your CD account, your checking account or sent to you in check form. We offer CDs in amounts ranging from $1,000 to $10,000 with terms up to 60 months. Of course, if you withdraw early, you will pay some penalties… you can get the details and open your CD account at our Certificates of Deposit page. You’ll also find a link there to our interest rates. Labels: certificate of deposit, internet banking, senior banking  Upping your fiber intake to 20% of your total diet can reduce your blood pressure enough to make it worthwhile according to an article called Blood Pressure Aid at RealAge.com.The article not only contains a tasty selection of high-fiber recipes, but explains how fiber helps. It also contains a link that helps you understand exactly what soluble and insoluble fiber actually is and how it helps. You'll find additional helpful links there as well. Labels: senior health  According to Banking on The Road, a companion blog to Senior BofI, My RV Bank is changing it’s name to RVBank.com.In addition to great banking product, the site is also affiliating with Camping World and Freedom Roads. If part of your Senior Experience includes travel by RV, you’ll find this blog and it’s announcement both interesting and valuable.  According to many reports, email spam on the increase. This comes as no surprise to anyone who uses email much. What, if anything, can you do to at least reduce the load?
Labels: seniors, seniors and comptuers, spam  If you receive a regular paycheck or other payment, it only makes sense to have it deposited directly into one of your Senior BofI accounts. It’s safe, in fact safer than depositing it yourself. It’s also highly convenient – you don’t have to rush off to the bank to deposit your money.It’s easy to set up direct deposit. Just go to our Direct Deposit page. Note: If you’re receiving Social Security payments, the procedure is slightly different… just click on the Social Security link.  More and more seniors are looking for work. Maybe they’ve lost a job and are trying to find a replacement. Or maybe they’ve decided it’s time to switch careers. Perhaps they are entering the job market for the first time or after a long absence. Whatever the reason, looking for work is hard work. AARP has an amazing number of resources for seniors who are looking for work, including job search links. Their career section is almost a website within a website. Here you will find, among other things, information on: Labels: employment, senior jobs  Choosing the right credit card can make a significant difference. For example, it only makes sense to have at least one for your personal life, and, if you have your own business it should have its own credit card.Senior BofI, through it’s parent, Bank of Internet, offers a wide variety of both personal and business credit cards. We have personal credit cards that offer cash back, offer other rewards and even secured credit cards. On the business side, we offer credit cards specifically for travel and cards that reward you for your purchases. Check out all the options at our Credit Card page. Labels: credit cards, senior banking, senior credit  Part of the Centers for Disease Control and Prevention Healthy Aging Program is the Healthy Brain Initiative. It’s part of the new partnership between the CDC and the Alzheimer’s Association. Aimed at both coordinating research and informing the public, the Healthy Brain Initiative provides a variety of reports available for both viewing and downloading, including:
Labels: Alzheimer's, brain research, senior health |
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