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 No matter how well you manage your money, you may make a mistake that, without overdraft protection, would result in a bounced check. Such protection can:
Senior BofI offers overdraft protection two ways:
It’s easy to set up. Get full information at our Overdraft page. Labels: online banking, overdraft protection, senior interenet banking 
It can be difficult to tell how well you manage your money compared to other folks. After all, the state of our finances is not something we discuss with just anyone. It’s an easy quiz with mostly true/false choices. When you’re done you’ll get a score that ranks you somewhere between “you could teach a class” and “what are you waiting for?” But the real reason to give it a try is, as you answer the questions, you’ll quickly see the areas you need improvement in. That’s backed up with a link that will give you information on a wide variety of personal financial issues. Labels: money management, online banking, quiz, seniors  Senior BofI offers a wide variety of credit cards, including:
Of course, our rates are competitive! Check out our Credit Card page for details. And, as always, if you have any questions, contact us. We’re available by phone, email, and contact form. Labels: internet banking, senior banking, senior credit  Estimates of how many seniors suffer from lower back pain are all over the map. Some experts say it’s as high as 80%, others use a much lower number. Whatever the statistics, the truth is seniors do have back pain, and probably at a higher rate than the younger population.AARP has an excellent article called Your Aching Back. It gives an overview of the problem and sums up treatment options nicely. Following the article are helpful links about getting more fit, probably the best prevention for back pain you’ll find. Robin McKenzie, developer of the McKinzie method of self-treatment for back pain has written a book called 7 Steps to a Pain-Free Life, available at bookstores both online and off. He prescribes a series of simple exercises designed both to relieve back pain and help with prevention. Of course, if you have back pain, you’ll want to check with your medical professional before you do anything, but you are not helpless. There are steps you can take to relieve and prevent lower back pain.  Got a question about Senior BofI? Search our Knowledge Base. Just enter your question – you’ll see an example on the search page – click enter and the chances are you’ll have your question answered immediately.
Of course, searching our Knowledge Base is just one way you can get your questions answered. You can ask a question via email, via an online form, by snail mail or over the phone. Visit our Contact Page to learn how to contact us with questions or for any other concern or interest. We're serious about customer service! Labels: help, internet banking, senior banking  You’ve heard it before. You need to back up the files on your computer. But, if you’re like most, it’s something you keep postponing because it’s a pain in the behind to do.Thanks to a highly recommended free service called Mozy, backing up has just gotten easier, and for many people, it’s free. If you’re on a Windows system and have a broadband connection, you simply signup, download a piece of software and proceed. You’ll be guided through the whole process. The first time you use Mozy it takes some time to scan your computer and let you choose what you want to back up. After that, it’s all pretty automatic, with regular backups happening in background. If you’re using a Mac, you’ll have to wait, but you can sign up to get notified when Mozy is Mac compatible.  Certificates of Deposit, also known as CDs, can be an excellent way to save money and get a predictable interest rate for a specific length of time. If you want you can have your interest payments automatically transferred to your Senior BofI checking account, another account elsewhere or mailed to you in a check. As with all Senior BofI accounts, you can access your CDs online, viewing your balances and statements from your own home. You can also access balances via telephone. Complete information about all the CDs we offer is available on our Certificate of Deposit Page – you can also open your CD account there. Labels: cds, certificate of deposit, internet banking, senior banking  Seniors in the 50-64 age group use online bill payment as much as those in the 25-49 age group according to a study reported on the AARP website. After age 65, the number drops off.Some are surprised to find baby boomers as comfortable with online payment as the younger generations, but it makes sense. Online bill payment is convenient and secure if reasonable cautions are used. AARP tells you how to be safe on line in an article called Get Net Safe - Stay Safe Online. Labels: onlilne bill pay, online banking, senors  Did you know Senior BofI offers free bill paying? Yes, you can pay your bills automatically from you Senior BofI Checking Account. Here are just some of the advantages:
Get the details and sign up to day at our Bill Pay Page.  February is a great time to start thinking about your 2006 income tax. Sure, the filing date isn’t until April, April 17th this year. But if you want to take advantage of tax preparers, the earlier the better. Come April they will be swamped and exhausted.The IRS lists resources for getting free assistance with your tax preparation. Some have income restrictions, others don’t. Best known is AARP’s Tax-Aid; plug in your zip code and the chances are you’ll find the help you need. And if you are good at understanding numbers and tax code, you can volunteer to help others there too.  If you’re 50 or older you can earn interest on your checking at Senior BofI. But earning interest isn’t the only advantage. Included with your checking account is:
Get all the information and open your checking account at Senior BofI today at our Senior checking page. Labels: internet banking, online banking, senior banking, senior checking  It’s National Consumer Protection Week – Feb. 4 – Feb. 10. Sponsored by the U.S. Government, the goal is help people become informed so they can protect themselves from fraud. The slogan this year is “Read Up and Reach Out – Be An Informed Consumer.” The website has basic information and a ton of links to information you can use to protect yourself. It also has information about how you can use the site to promote understanding in your own groups and communities. Included are links to participating organizations and a free "Heloise" Consumer Information PacketLabels: consumer protection, information, seniors  If you receive a regular check from Social Security or an employer, you may want to take advantage of Senior BofI’s direct deposit. You can have your money automatically deposited in your Senior BofI checking, savings or Money Market account.The advantages are obvious. You don’t have to worry about getting to the bank to deposit your money and you don’t have to worry that your money will be stolen. It’s easy to set up a direct deposit – just go to our Direct Deposit page for the right form and details. And if you have any questions at all, please contact us. Labels: direct deposit, internet banking, senior banking  The causes of Alzheimer’s disease are still largely unknown and until it’s better understood, there’s little certainty about how to prevent this devastating condition. There are, however, some indications that a diet that includes fresh fruits and vegetable may help prevent the illness according to an article called Feed Your Head on the AARP website. The article quotes Dr. David Snowdon, Ph.D., a professor of neurology at the
While there’s no guarantee that a diet rich in these will prevent Alzheimer’s, it is a healthy diet and that certainly can’t hurt. Labels: Alzheimer's, elderly, fresh food, senior health |
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